How It Works Features About Get Started

Terms of Service

Last updated: January 2025

Acceptance of Terms

By accessing or using My-Fi ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Service.

We may modify these Terms at any time. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

Description of Service

My-Fi is an AI-powered personal finance advisory platform that provides personalized financial guidance and educational information to users. The Service includes:

  • Personalized financial advice based on user-provided information
  • Educational content about budgeting, saving, investing, and Canadian tax optimization
  • Tools and calculators to help with financial planning

Important Disclaimer

My-Fi provides educational financial information and personalized guidance, NOT professional financial, tax, or legal advice.

The information provided by My-Fi is for general informational and educational purposes only. It should not be considered as a substitute for advice from a qualified financial advisor, accountant, or attorney.

Before making any significant financial decisions, we recommend consulting with licensed professionals who can evaluate your specific circumstances.

User Accounts

Account Creation

To use certain features of the Service, you must create an account. You agree to:

  • Provide accurate and complete information during registration
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access to your account
  • Accept responsibility for all activities under your account

Account Termination

We reserve the right to suspend or terminate your account at any time for violation of these Terms or for any other reason at our discretion.

User Responsibilities

When using My-Fi, you agree to:

  • Provide accurate financial information to receive relevant advice
  • Use the Service only for lawful purposes
  • Not attempt to circumvent any security features
  • Not use the Service to harm, harass, or defraud others
  • Not reverse engineer or attempt to access the underlying code
  • Not use automated systems to access the Service without permission

Intellectual Property

The Service, including its content, features, and functionality, is owned by My-Fi and is protected by Canadian and international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any part of the Service without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law:

  • My-Fi is provided "as is" without warranties of any kind
  • We do not guarantee the accuracy, completeness, or usefulness of any information provided
  • We are not liable for any financial losses or damages resulting from your use of the Service or reliance on information provided
  • Our total liability shall not exceed the amount you paid for the Service in the past 12 months

Indemnification

You agree to indemnify and hold harmless My-Fi, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Service shall be resolved in the courts of Ontario, Canada.

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us at:

My-Fi Legal Team
Email: legal@my-fi.ca